Insurance in and around Scotia
Protect the life you've built
Insurance that works for you

Would you like to create a personalized quote?
- Scotia
- Schenectady
- Burnt Hills
- Rotterdam Junction
- Alplaus
- Glenville
- Rexford
- Clifton Park
- Amsterdam
- Niskayuna
- Rotterdam
- Albany
Let Us Help You Create A Personal Price Plan®
We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, construct your coverage to meet your individual needs. Contact Charlie Palmer for a Personalized Price Plan.
Protect the life you've built
Insurance that works for you

Insurance Products To Meet Your Ever Changing Needs
But your car or truck is just one of the many insurance products where State Farm and Charlie Palmer can help. Do you operate a business in the Scotia area or want to be your own boss? Navigating the complicated world of small business insurance? Charlie Palmer can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.
Simple Insights®
How to use life insurance to help a special needs child or adult
How to use life insurance to help a special needs child or adult
From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.
How to get rid of fruit flies in a few easy steps
How to get rid of fruit flies in a few easy steps
Fruit flies can infest your drains, trash cans and house plants. These steps can help keep fruit flies away from your home.

Charlie Palmer
State Farm® Insurance AgentSimple Insights®
How to use life insurance to help a special needs child or adult
How to use life insurance to help a special needs child or adult
From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.
How to get rid of fruit flies in a few easy steps
How to get rid of fruit flies in a few easy steps
Fruit flies can infest your drains, trash cans and house plants. These steps can help keep fruit flies away from your home.