Charlie Palmer

Fire safety + warmer weather🔥🌷As we open windows and start using grills again, fire risks shift. A quick reminder: check smoke/CO detectors, replace batteries, and review your dwelling and personal property limits. If you’ve remodeled or upgraded, your coverage may need to catch up. Stop in or call us today and let me answer your questions!📞

I’ve been a State Farm agent for 35+ years, and I’m proud to serve the residents of my hometown of Scotia, NY and the surrounding area, including Glenville, Schenectady, Niskayuna, Alplaus, Rotterdam Junction, Burnt Hills, and the Capital District. My agency offers homeowners insurance, auto insurance, business auto, life insurance, business insurance, Motorcycle, and more, including financial services.

I first joined State Farm in 1989, working for my father. He had a 32-year career as a State Farm agent himself, so I learned about the company and what it represents from a very young age. At its heart, State Farm is all about helping people manage everyday risks, plan for a successful future, and protect the things that matter most. There are a few other agents in my extended family as well and my daughter Kristen is now a licensed rep in my office—serving people and the community is certainly a tradition that we’re proud to continue. My team is experienced, dedicated, and always willing to take the time to understand your needs, explain your coverage, and make sure you’re comfortable with everything. As a side note, our office is pet friendly!

I was born and raised right here in Scotia. I’m a graduate of Scotia-Glenville High School and earned my bachelor’s degree at Bryant College in Rhode Island. I’m married and enjoy spending time with my children and grandchildren probably more than anything. In my free time I also love playing golf, kayaking, and working outdoors.

I’m involved in the local Rotary Club and I enjoy donating my time and efforts toward helping make our community a better place to live—whether that means pitching in to help with landscaping or building a pavilion, sponsoring kids’ sports teams and leagues, or donating meals to local first responders. My agency has been a pillar of the community for decades, and it always fills me with pride to know that we’re helping to make a positive impact.

Whether you’re new to the area or you’re just exploring your options, my team and I can help you find the right home, renters, car, life, motorcycle, or small business insurance for your needs. Please call for a quote.

Our agency now has the ability to meet with you virtually whether it’s to look at some documents together in real time, a quick touch base or a longer visit from our computer to your device. You can also text us at our regular office number for any questions and concerns and we will be happy to help!