Skip to content
Profile photo of a State Farm Agent named: Charlie Palmer

Would you like to create a personalized quote?

State Farm® Insurance Agent

Charlie Palmer

119 Mohawk Avenue
Scotia, NY 12302-2247

Next to Scotia Cinema.

Profile photo of a State Farm Agent named: Charlie Palmer

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


119 Mohawk Avenue
Scotia, NY 12302-2247



Important Update: Online Auto quotes are not available at this time. We would love to help you. Please contact our office during regular business hours.

Weather is warming up so and motorcycles are back on the road. Give us a call to make sure your family is properly protected.

I’ve been a State Farm agent for over 35 years, and I’m proud to serve the residents of my hometown of Scotia, NY and the surrounding area, including Glenville, Schenectady, Niskayuna, Alplaus, Rotterdam Junction, Burnt Hills, and the Capital District. My agency offers homeowners insurance, auto insurance, business auto, life insurance, business insurance, Motorcycle, and more, including financial services.

I first joined State Farm in 1989, working for my father. He had a 32-year career as a State Farm agent himself, so I learned about the company and what it represents from a very young age. At its heart, State Farm is all about helping people manage everyday risks, plan for a successful future, and protect the things that matter most. There are a few other agents in my extended family as well—serving people and the community is certainly a tradition that we’re proud to continue. My team is experienced, dedicated, and always willing to take the time to understand your needs, explain your coverage, and make sure you’re comfortable with everything. As a side note, our office is pet friendly!

I was born and raised right here in Scotia. I’m a graduate of Scotia Glenville High School and earned my bachelor’s degree at Bryant College in Rhode Island. I’m married and enjoy spending time with my children and grandchildren probably more than anything. In my free time I also love playing golf, kayaking, and working outdoors.

I’m involved in the local Rotary Club and I enjoy donating my time and efforts toward helping make our community a better place to live—whether that means pitching in to help with landscaping or building a pavilion, sponsoring kids’ sports teams and leagues, or donating meals to local first responders. My agency has been a pillar of the community for decades, and it always fills me with pride to know that we’re helping to make a positive impact.

Whether you’re new to the area or you’re just exploring your options, my team and I can help you find the right home, renters, car, life, or small business insurance for your needs. Please call for a free quote. Just a reminder that motorcycle and boat season are around the corner, and we are excited to help you insure your new toys.

Our agency now has the ability to meet with you virtually whether it’s to look at some documents together in real time, a quick touch base or a longer visit from our computer to your device. You can also text us at our regular office number for any questions and concerns and we will be happy to help!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

Money and college: Mistakes students make with finances

Money mistakes in college can have long-term implications. We review financial advice for college students and show you how to avoid common pitfalls.

The Real Consequences of Drunk Driving

What's at stake if you're caught drunk driving? A lot. These tips help you avoid the dangers of drinking and driving.

Helpful car insurance tips for college students

When your child goes away to college/university & leaves their car behind, here are options to lower your insurance premiums while they are away.

View More Articles
Providing Insurance and Financial Services in New York State; including Auto Insurance, Home, Life, Health, Business, Business auto insurance. We are licensed professionals that try to help people help themselves by focusing on what is important to you. Local cities include; Scotia, Glenville, Schenectady, Alplaus, Pattersonville. Free insurance quotes!

The Charlie Palmer Insurance agency has 70 years of combined experience in the insurance industry. Our team is dedicated to providing remarkable customer service in Scotia NY and surrounding areas. Call us today for a free quote on Auto Insurance, Home, Life, Health, Business, Business auto insurance and Pet Insurance. Just call, text or stop by!

Tamie Pitt State Farm Agent Team Member

Tamie Pitt

Office Manager

Tamie has over 35 years experience with the Palmer office. Tamie's focus is Auto, Fire, Life, Health, Flood, Pet Insurance and Financial Services. She is also a Notary Public.

Sharon Raffan State Farm Agent Team Member

Sharon Raffan

Customer Service Representative

Sharon comes to us with 35 year's experience in the insurance industry. She can help you with your auto, fire, and pet insurance needs.
Kristen Strock State Farm Agent Team Member

Kristen Strock

Customer Service Representative

Kristen can help you with your Auto, Fire, Life, Health and Pet insurance needs.